Verified Results

DISPUTE
RESULTS

Every screenshot is from a real client. Collections deleted. Scores climbing. No hype — just receipts.

Credit Score Update — 08/06/2026
Credit Score Update — 08/04/2026
Credit Score Update — 07/30/2026
Credit Score Update — 07/28/2026
UPGRADE INC — Deleted
3-Bureau Score Update — +104 pts
Credit Score Update — 07/22/2026
3-Bureau Score Jump — +159 pts Total
Credit Score Update — 07/16/2026 (B)
Credit Score Update — 07/16/2026 (A)
3-Bureau Score Update — July 2026
Equifax — Jefferson Capital Deleted
3-Bureau Increase — +41 EQ / +12 TU / +42 EX
14 Deletions — Equifax, TransUnion & Experian Scores Dropped Then Cleared
6 Deletions: Equifax 625 / TransUnion 619 / Experian 611
3-Bureau Score Increase: +108 EQ / +114 TU / +110 EX
TransUnion — Jefferson Capital Removed Jun 2026
Client Martin — First Collection Removed, Jun 2026
Experian 754 — Very Good Score Achieved via FICO Score 8
Experian Investigation — Capital One & Credit Collection DELETED
Experian Dispute Results 05/22/2026 — Jefferson & Credit Collection Deleted
Capital One Investigation Results — Items DELETED May 2026
TransUnion +25 pts — 3 Collections Removed, May 2026
TransUnion +114 pts — Score Hit 743, 6 Changes
Experian 769 +96 pts — Score Hit Very Good, Jul 2025
TransUnion 798, Equifax 788 — Both Excellent
Client Von — 798 & 788, Done in Roughly 8 Days
Client Won Hearing Against LVNV Funding
LVNV Lawsuit Won — Client Update via Facebook
TransUnion +52 pts — Jefferson Capital Collection Removed
Fair Collections Removed via Dispute — Apartment $50k Charge Off
TransUnion +18 pts — Jefferson Capital Removed
Equifax +27 pts — Jefferson Capital Removed, 5 Changes
Equifax +6 pts — Portfolio Recovery Collection Removed
Portfolio Recovery Removed — Client Reacts in Under 1 Month
Client Gets Amex Business Platinum — $25k Limit After Credit Repair
Navy Federal Removed — Client Says 'You're My Hero'
LVNV Funding Removed — Equifax Collection Deleted
Equifax +40 pts — LVNV Funding Collection Removed
Absolute Resolutions Collection Closed — Jan 2024
Experian — Enhanced Recovery Co Deleted
Experian — Credit One Bank NA & Capital One Inquiries Deleted, May 2026
In the 600s Now — TransUnion 605, Equifax 618
Atlantic Capital, Self/Southstate, Sunrise Banks All Removed
Midland Credit — 3 Items DELETED, Investigation Results
Equifax +214 pts — Score Hit 808, TransUnion 602
Equifax +47 Points — Removed Accounts Confirmed
Multiple Collections Removed — Cap One, Amex, Discover, CBNA
Client Jesus — Credit Going Up, Only 2 Collections Left on TransUnion & Experian
Client Rates Service 10000000/10 — Testimonial
TransUnion 611 +24pts, Equifax 645 — Credit Climbing
Multiple Accounts Removed — Navy Fed, Cap One, Amex, Discover
Score Up 62 Points — CFPB Dispute Working
Client Confirms Disputes Working — NCA Ownership Dispute
Client Gets Repo Removed + 14 Collections Taken Off
Client Score 504 → 700 in 1 Year
Client Shows New Lexus — Collection $2,930 Past Due Cleared
NCA Disputed Item Deleted — TransUnion Investigation Complete
countyking10 — Score Up 56 Points, Wants More Disputes

Proof That We're One of the Best Credit Repair Companies

Anyone can claim to be a legit credit repair company. We prefer to show the receipts. Every image in the gallery above is an actual dispute result from a real TheCreditPhantom client — collections deleted, charge-offs removed, late payments eliminated, and credit scores climbing across Equifax, Experian, and TransUnion.

When you're evaluating the best credit repair companies, ask for proof. A trustworthy credit repair service should be able to show you real deletion letters and real score increases — not stock photos or vague claims. Our results gallery is updated regularly with the latest wins from our clients.

Want to hear directly from the people behind these results? Watch our client video testimonials to see and hear their stories in their own words.